Annapolis Workers’ Compensation Lawyer

Americans spend a substantial amount of their time at work and for most people, work is a relatively safe place. Unfortunately, accidents can happen in the workplace, and sometimes, an accident can prevent a person from returning to work and generating income. When this happens, workers’ compensation will usually provide the injured person with the income they need to survive.

Employers do have the right to dispute their employees’ worker’s compensation claims, and in certain cases, they will be allowed to deny a claim. If this has happened to you, it may be in your best interest to hire an experienced Annapolis worker’s compensation lawyer. Call today to set up a consultation with a dedicated attorney

The Basics of Worker’s Compensation

In the majority of states and jurisdictions, companies that employ a certain number of employees are required to have worker’s compensation insurance. The benefits provided by this insurance are intended to financially assist worker’s if they are injured while at work.

To receive benefits, workers must file a claim after they are injured and if the claim is approved by their employer, they will be able to receive benefits.

Worker’s compensation benefits will not cover injuries that:

  • Stem from preexisting health conditions
  • Are caused by horseplay or recklessness
  • Are sustained off-the-clock

It is important to note that the benefits provided by worker’s compensation will pay 2/3 of the worker’s average weekly wage.

Why Do Employers Deny Claims?

Companies may elect to deny a worker’scompensation claim for a variety of reasons, but often, companies will claim aworker sustained an injury off-the-clock. Worker’s compensation benefits are for employees suffering from work-related injuries, and if a company believes the injuries sustained by a worker are not job-related, they will deny the claim.

This can be disheartening for injured workers, but by working with an Annapolis worker’s compensation lawyer, employees can even the playing field and obtain the compensation they are owed. If an injured employee is successful, they will even be able to obtain the benefits they are owed from previous months.

Filing a Claim Against a Third Party

When a person is injured on the job, they may be able to file a third-party claim against a person or company who is not their employer. Third party claims are often filed when a person is injured by heavy machinery, an office product, or the actions of an outside party, such as a vendor.

In such cases, injured individuals may be able to obtain worker’s compensation as well as any compensation they are awarded in a lawsuit.

Product manufacturers have a legal and moral obligation to ensure their products are safe to use and market before they are released to the general public.

Unfortunately, many companies fail to perform an adequate amount of testing and inspections before releasing a product on the market, and some companies knowingly release unsafe products in an attempt to boost sales and mislead the public. If a worker is unable to collect worker’s compensation benefits after an on-the-job injury, they may be able to file a third-party claim.

Learn More From an Annapolis Worker’s Compensation Attorney

If your claim was denied by your employer, you may be feeling angry and confused. This is normal, but it is important to remember you do have the right to dispute the decision of an employer.

Disputing a decision can be difficult on your own, but with the right attorney on your side, you may be able to obtain the compensation you desire. Contact an Annapolis worker’s compensation lawyer to learn more.