Role of An Attorney When Filing a Car Accident Injury Claim in Fairfax

In order to file the most successful claim possible, there are a number of important steps that must be taken. With this in mind, it is important to have a Fairfax car accident attorney by your side to guide you through the claims process and prepare you for what to expect. The following is information on the various roles an attorney can undertake to help you file the strongest claim possible.

Negotiating With Insurance

If an individual’s insurance company knows that they are represented by an attorney, the company can deal directly with the attorney. The attorney can stand as the individual’s representative and respond to any request the insurance company may have. For example, sometimes the insurance company will request medical records, police reports, or a number of similar documents and details. An injured individual’s main job is just to get better and get healed. Having a capable and skilled attorney who can provide all the answers to the insurance company can offer piece of mind.

Gathering Evidence

An attorney is a crucial asset in helping gather evidence for a claim. An attorney can send an investigator to locate any witnesses or to locate any video footage or surveillance footage of the accident. Attorneys know how to collect a police reports, medical records, and medical tests.

Submitting a Claim in Fairfax

Once information is gathered, the attorney will then submit this information in a letter or as a claim to the insurance company. The purpose of the insurance company getting this information is so that there is a clear delineation of the liability of their insured and a clear delineation of the injuries that they sustained as a result of the automobile collision. An attorney would also point out to the insurance company the higher points of the medical records where the medical providers assign causation of the injuries to the motor vehicle collision.

Thus, an attorney is important in submitting a claim because they will prepare a summary of the injuries sustained by the injured person as well as the issues of any permanency of those injuries, meaning whether the person will sustain those injuries for the rest of their life or if they have been resolved overtime.

Preparing an Appeal

If an insurance company denies the individual’s claim, they and their attorney can bring a lawsuit directly against the person who is involved in the accident. Typically, when a claim is denied there is no coverage when the insured acted intentionally or criminally. In these cases, there would not be an appeal, but they would then make a claim against their own insurance because the other person involved is deemed to be uninsured.