What Do Workers’ Compensation Benefits Cover?

When you have been injured on the job, workers’ compensation benefits can provide some measure of financial security for you and your family during a time when you may feel like your life is being turned upside down. Workers’ compensation benefits in Maryland can provide important protections to injured workers, and all workers should be familiar with them.

Workers’ compensation benefits include benefits for injured workers who find themselves in a variety of different situations. One type of benefits that a worker may receive include temporary total disability benefits. These benefits are available to help the injured worker during the period that they are healing from the injury they suffered. Benefits for temporary partial disability may also be available, as well as permanent total disability and permanent partial disability.

Benefits that are available generally include help with medical expenses and lost wages while the injured worker recovers from the workplace injury. Vocational rehabilitation benefits may also be available to help the injured worker return to work. Additionally, in circumstances of a fatal workplace accident, surviving family members may be able to receive death benefits to help them through the challenges they face following the loss of their loved one.

The process of applying for workers’ compensation benefits can be complex. Employers or their insurance companies often reject claims, or provide less in the way of benefits than the worker deserves. If you have been injured on the job, speak to a lawyer who has experience with workers’ compensation about your options. A lawyer can help at many points in the process, from filing initial claims to representing you at hearings and beyond.